“DoorDash drivers, be aware: your car insurance rates could increase once you start delivering. Why? Using your car for DoorDash means you’re driving for business, not solely for personal trips, which changes your insurance needs. It’s critical to inform your insurance provider about your DoorDash activities to ensure proper coverage and avoid potential gaps.
While rates for the necessary rideshare insurance may be higher, this step is non-negotiable. You must carry insurance that meets legal requirements, including specific coverages for bodily injury and property damage.
Coverage specifics typically include:
- $50,000 in bodily injury per person
- $100,000 total coverage per incident for bodily injury
- Property damage coverage
Remember, this isn’t professional financial advice. For advice tailored to your unique situation, it’s always wise to consult with a financial advisor.”